UNI pay 1/3rd card is a revolutionary card with the paying facility in 3 parts over 3 months at no extra costs. The UNI card can be very beneficial in a time of financial emergencies. With this UNI Cards, you can spend today and pay it back in installments within the next three months.
The card has various essential features and benefits:
Let’s discuss all of them in detail.
Splitting bills into EMI’s:
You have to pay the processing fees and the interest rate on the loan amount on a traditional credit card. However, in the case of the UNI pay 1/3rd card, you can pay back in three equal instalments with no cost at all.
1% Rewards on paying in Full:
With a UNI pay card, you can choose how you would like to pay off your bill. When you choose to pay the bill in full and not in instalments, you get to enjoy instant 1% rewards in cash back.
No annual or joining fees:
The cardholder is typically charged with specific annual fees and joining fees in a traditional credit card. However, the UNI pay card does not charge you any joining fees or annual fees. Thus the UNI card is very affordable, unlike the traditional card with many charges.
The cards acceptance:
The UNI pay 1/3rd card is backed by visa. Therefore, 99.9% of the country’s merchants that accepts credit or debit cards, accept UNI cards.
However, one thing to remember is that the applicant from only specific cities can apply for the card. The cities are Ahmadabad, Bangalore, Chennai, Kolkata, Hyderabad, Pune, Delhi NCR, Lucknow, Vijayawada, Mumbai, Indore, Jaipur, Kanpur, Surat, Vadodara, Guntur, Ambala, Chandigarh, Karnal, and Patiala.
Spent your card to make purchases anywhere and everywhere:
With the UNI card, you can make grocery purchases, pay off your emergency bills, and pay for clothing and essentials. Thus you can spend anywhere and everywhere.
How is a UNI pay 1/3rd card different from a traditional card?
A UNI pay 1/3rd card is the best credit cards in India option for credit card starters since the card does not charge a lot of fees and is supported as a payment option everywhere in India.
However, before deciding on applying for a UNI pay 1/3rd card, you must know the following points:
The UNI pay 1/3rd card does not have a lot of features as in a traditional credit card. Some of the elements in a conventional card are fuel waiver, dinner benefits, travel benefits and lounge access. If you look for many features in the card, then the UNI card might not be the best choice for you.
A UNI card is not yet available in a lot of cities. So you might not be able to apply for the card.
Summing up:
After reading this blog, you know the features of a UNI pay 1/3rd card. You also know the difference between a traditional card and UNI pay 1/3rd card. If you like the card’s features, you can check out the website and apply for the card. But make sure to check and compare t to make the best decision.
Read Also: Best fuel credit cards in India 2022
